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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY6 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $48,241 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$89 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,304 | $30,107+136.8% | $61,501+15.9% | $64,824+10.0% |
| Participation rate | 58.8% | 36.4%+22.4pp | 52.6%+6.2pp | 71.5%-12.7pp |
| Annual return | -18.34% | -13.99%-4.3pp | 339.04%-357.4pp | 32.84%-51.2pp |
| Employer contribution / active EE | $1,880 | $537+250.3% | $1,160+62.1% | $2,507-25.0% |
| Participant deferral / active EE | $4,570 | $1,126+305.9% | $2,125+115.1% | $4,311+6.0% |
| Admin fee / account holder | $155 | $148+4.3% | $2,132-92.7% | $188-17.7% |