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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $63,870 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$23,144 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,944 | $30,555+200.9% | $80,741+13.9% | $86,821+5.9% |
| Participation rate | 65.5% | 37.2%+28.2pp | 54.2%+11.3pp | 72.3%-6.8pp |
| Annual return | 16.27% | 30.35%-14.1pp | 87.30%-71.0pp | 97.94%-81.7pp |
| Employer contribution / active EE | $2,053 | $472+334.8% | $1,160+76.9% | $2,406-14.7% |
| Participant deferral / active EE | $4,892 | $1,050+366.0% | $2,145+128.0% | $4,132+18.4% |
| Admin fee / account holder | $137 | $135+1.0% | $3,380-96.0% | $170-19.3% |