Retirement plan

EPCF 401(K) PROFIT SHARING PLAN

Name: EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLP - EPCF 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EPCF 401(K) PROFIT SHARING PLAN, EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLP

EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLPEIN 59-3474034Plan #001PY 2016

1720 S COOK AVENUE - ORLANDO, FL 32806321-841-2605doctors.atLinkedIn201-500 employeesmedical practice

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$72.7M

+15.5% from 2015

Total participants

185

+5.1% from 2015

Average account balance

-100.0% from 2015

Annual return

8.00%

+9.31 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$213.44M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$557K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

383

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$12.81M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$37K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$101

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 31 · EIN 95-2834236	Direct payment from the plan; Named f...	$70,514
GREAT-WEST LIFE & ANNUITY INSURANCE2+ years Filed as: ADVISED ASSETS GROUP, LLC Service code 26 · EIN 84-1532243	Advisory (Participants)	$10,210
JPMORGAN INVEST HOLDINGS LLC1 year Filed as: JPM SECURITIES Service code 26 · EIN 13-4110995	Advisory (Participants)	$3,197
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE Service code 33 200 S 108TH AVE · OMAHA, NE 68154	Other investment fees and expenses; S...	$2,451
GREAT-WEST LIFE & ANNUITY INSURANCE2+ years Service code 15 · EIN 84-0467907	Recordkeeping	$463
MORGAN STANLEY SMITH BARNEY1 year Filed as: J.P.MORGAN SECURITIES LLC Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2R2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$84K

$541 / participant

Investment mgmt$81K95.7%
Other / not subdivided$4K4.3%

% of EOY assets

0.116%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BARLEY, MCNAMARA, WILD
Auditor EIN: 273236857
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,732-100.0%

$156,551-100.0%

$55,167-100.0%

Participation rate

0.0%

65.8%-65.8pp

84.0%-84.0pp

69.0%-69.0pp

Annual return

8.00%

17.72%-9.7pp

32.23%-24.2pp

169.23%-161.2pp

Employer contribution / active EE

$21,940

$2,105+942.2%

$5,501+298.8%

$1,963+1017.9%

Participant deferral / active EE

$11,591

$2,204+425.8%

$4,871+137.9%

$3,054+279.5%

Admin fee / account holder

$418-100.0%

$13,028-100.0%

$504-100.0%

Provider

Service type

Compensation

LPL FINANCIAL1 year

Filed as: LPL FINANCIAL LLC

Service code 31 · EIN 95-2834236

Direct payment from the plan; Named f...

$70,514

GREAT-WEST LIFE & ANNUITY INSURANCE2+ years

Filed as: ADVISED ASSETS GROUP, LLC

Service code 26 · EIN 84-1532243

Advisory (Participants)

$10,210

JPMORGAN INVEST HOLDINGS LLC1 year

Filed as: JPM SECURITIES

Service code 26 · EIN 13-4110995

Advisory (Participants)

$3,197

TD AMERITRADE, INC.1 year

Filed as: TD AMERITRADE

Service code 33

200 S 108TH AVE · OMAHA, NE 68154

Other investment fees and expenses; S...

$2,451

GREAT-WEST LIFE & ANNUITY INSURANCE2+ years

Service code 15 · EIN 84-0467907

Recordkeeping

$463

MORGAN STANLEY SMITH BARNEY1 year

Filed as: J.P.MORGAN SECURITIES LLC

Service code 59

Shareholder Servicing

EPCF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EPCF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion