Retirement plan

EPCF 401(K) PROFIT SHARING PLAN

Name: EMERGENCY PHYSICIANS GROUP OF CENTRAL FLORIDA, LLP - EPCF 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: EMERGENCY PHYSICIANS GROUP OF CENTRAL FLORIDA, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EPCF 401(K) PROFIT SHARING PLAN, EMERGENCY PHYSICIANS GROUP OF CENTRAL FLORIDA, LLP

EMERGENCY PHYSICIANS GROUP OF CENTRAL FLORIDA, LLPEIN 59-3474034Plan #001PY 2020

3090 CARUSO COURT SUITE 20 - ORLANDO, FL 32806321-841-2605doctors.atLinkedIn201-500 employeesmedical practice

Other plans on this EIN

1 filing

#002Retirement-$14.2M assets

Prospect flagsHigh feesHigh assets / participantCorrective distributions

How to read this page

Total assets (EOY)

$147.7M

+26.2% from 2019

Total participants

305

+2.3% from 2019

Average account balance

$504,141

+22.7% from 2019

Annual return

21.80%

-4.61 pp from 2019

Benchmarks

See 3,872 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,872 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$213.44M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$557K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

383

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$12.81M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$37K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$101

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NFP RETIREMENT INC1 year Service code 99 120 VANTIS STE 400 · ALISO VIEJO, CA 926562689	Other Fees	$52,261
LPL FINANCIAL5 years Filed as: LPL FINANCIAL LLC Service code 99 · EIN 95-2834236	Other Fees	$50,566
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: ADVISED ASSETS GROUP Service code 26 · EIN 84-1532243	Advisory (Participants)	$24,559
TD AMERITRADE, INC.3 years Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154	Securities brokerage; Shareholder ser...	$2,812

Plan features & details

Pension benefit codes2E2F2G2J2R2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$127K

$474 / participant

Investment mgmt$127K100.0%

% of EOY assets

0.086%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ASSURANCE DIMENSION
Auditor EIN: 263429295
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$504,141

$52,293+864.1%

$178,503+182.4%

$73,412+586.7%

Participation rate

95.5%

65.3%+30.2pp

81.9%+13.6pp

72.2%+23.4pp

Annual return

21.80%

34.75%-13.0pp

151.12%-129.3pp

59.30%-37.5pp

Employer contribution / active EE

$22,061

$1,736+1170.7%

$5,011+340.2%

$2,234+887.6%

Participant deferral / active EE

$12,852

$2,333+450.8%

$5,202+147.0%

$3,806+237.7%

Admin fee / account holder

$435

$127+241.4%

$13,987-96.9%

$158+175.4%

Provider

Service type

Compensation

NFP RETIREMENT INC1 year

Service code 99

120 VANTIS STE 400 · ALISO VIEJO, CA 926562689

Other Fees

$52,261

LPL FINANCIAL5 years

Filed as: LPL FINANCIAL LLC

Service code 99 · EIN 95-2834236

Other Fees

$50,566

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: ADVISED ASSETS GROUP

Service code 26 · EIN 84-1532243

Advisory (Participants)

$24,559

TD AMERITRADE, INC.3 years

Service code 33

200 S. 108TH AVENUE · OMAHA, NE 68154

Securities brokerage; Shareholder ser...

$2,812

EPCF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EPCF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion