Retirement plan

EPCF 401(K) PROFIT SHARING PLAN

Name: EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLP - EPCF 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EPCF 401(K) PROFIT SHARING PLAN, EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLP

EMERGENCY PHYSICIANS OF CENTRAL FLORIDA, LLPEIN 59-3474034Plan #001PY 2017

3090 CARUSO COURT, SUITE 20 - ORLANDO, FL 32806321-841-2605doctors.atLinkedIn201-500 employeesmedical practice

Other plans on this EIN

1 filing

#002Retirement-$3.6M assets

Prospect flagsHigh assets / participantRecently reached 100 employees

How to read this page

Total assets (EOY)

$91M

+25.1% from 2016

Total participants

229

+23.8% from 2016

Average account balance

$433,390

No prior year

Annual return

19.39%

+11.40 pp from 2016

Benchmarks

See 5,167 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,167 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$213.44M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$557K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

383

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$12.81M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$37K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$101

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 31 · EIN 95-2834236	Named fiduciary; Direct payment from ...	$39,975
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING INC Service code 71 3400 COLLEGE BLVD · OVERLAND PARK, KS 66211	Brokerage Fees	$17,530
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: ADVISED ASSETS GROUP, LLC Service code 26 · EIN 84-1532243	Advisory (Participants)	$14,341
LARSON FINANCIAL GROUP LLC1 year Filed as: LARSON FINANCIAL GROUP Service code 71 1015 CORPORATE SQUARE DR · ST LOUIS, MO 63132	Brokerage Fees	$8,617
TD AMERITRADE, INC.2 years Filed as: TD AMERITRADE Service code 33 200 S 108TH AVE · OMAHA, NE 68154	Other investment fees and expenses; S...	$6,492
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Service code 15	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2R2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$54K

$273 / participant

Contract admin$54K100.0%

% of EOY assets

0.060%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ASSURANCE DIMESNIONS
Auditor EIN: 263429295
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$433,390

$55,453+681.5%

$170,435+154.3%

$62,293+595.7%

Participation rate

90.5%

66.4%+24.1pp

83.6%+6.9pp

69.5%+20.9pp

Annual return

19.39%

21.38%-2.0pp

205.94%-186.5pp

28.90%-9.5pp

Employer contribution / active EE

$17,980

$2,164+731.0%

$5,432+231.0%

$2,042+780.4%

Participant deferral / active EE

$9,462

$2,303+310.9%

$4,939+91.6%

$3,169+198.6%

Admin fee / account holder

$259

$455-43.2%

$13,881-98.1%

$479-46.0%

Provider

Service type

Compensation

LPL FINANCIAL2 years

Filed as: LPL FINANCIAL LLC

Service code 31 · EIN 95-2834236

Named fiduciary; Direct payment from ...

$39,975

CREATIVE PLANNING LLC1 year

Filed as: CREATIVE PLANNING INC

Service code 71

3400 COLLEGE BLVD · OVERLAND PARK, KS 66211

Brokerage Fees

$17,530

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: ADVISED ASSETS GROUP, LLC

Service code 26 · EIN 84-1532243

Advisory (Participants)

$14,341

LARSON FINANCIAL GROUP LLC1 year

Filed as: LARSON FINANCIAL GROUP

Service code 71

1015 CORPORATE SQUARE DR · ST LOUIS, MO 63132

Brokerage Fees

$8,617

TD AMERITRADE, INC.2 years

Filed as: TD AMERITRADE

Service code 33

200 S 108TH AVE · OMAHA, NE 68154

Other investment fees and expenses; S...

$6,492

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Service code 15

Recordkeeping

EPCF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EPCF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion