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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,707 | $58,241-86.8% | $81,780-90.6% | $80,911-90.5% |
| Participation rate | 27.6% | 63.4%-35.9pp | 72.4%-44.8pp | 67.6%-40.1pp |
| Annual return | 12.50% | 41.73%-29.2pp | 776.27%-763.8pp | 35.63%-23.1pp |
| Employer contribution / active EE | $744 | $2,343-68.2% | $2,914-74.5% | $2,756-73.0% |
| Participant deferral / active EE | $1,323 | $3,283-59.7% | $4,321-69.4% | $4,297-69.2% |
| Admin fee / account holder | $3,574 | $4,973-28.1% | $7,384-51.6% | $6,935-48.5% |