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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,733 | $57,312-81.3% | $86,617-87.6% | $75,181-85.7% |
| Participation rate | 18.5% | 63.2%-44.7pp | 71.7%-53.2pp | 67.2%-48.7pp |
| Annual return | 18.08% | 2672.78%-2654.7pp | 591.91%-573.8pp | 160.69%-142.6pp |
| Employer contribution / active EE | $541 | $2,315-76.6% | $3,023-82.1% | $2,671-79.7% |
| Participant deferral / active EE | $927 | $3,319-72.1% | $4,437-79.1% | $4,126-77.5% |
| Admin fee / account holder | $2,718 | $4,114-33.9% | $5,613-51.6% | $5,650-51.9% |