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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,993 | $54,757+104.5% | $90,304+24.0% | $72,975+53.5% |
| Participation rate | 20.7% | 65.2%-44.5pp | 73.3%-52.6pp | 69.5%-48.8pp |
| Annual return | 22.94% | 30.63%-7.7pp | 78.13%-55.2pp | 81.01%-58.1pp |
| Employer contribution / active EE | $457 | $2,093-78.2% | $2,855-84.0% | $2,440-81.3% |
| Participant deferral / active EE | $923 | $2,887-68.0% | $3,885-76.2% | $3,608-74.4% |
| Admin fee / account holder | $824 | $3,973-79.3% | $5,354-84.6% | $5,124-83.9% |