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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,544 | $92,743-90.8% | $82,744-89.7% | $134,532-93.6% |
| Participation rate | 31.8% | 75.2%-43.4pp | 72.6%-40.7pp | 81.2%-49.4pp |
| Annual return | -10.43% | 946.63%-957.1pp | 702.22%-712.7pp | 418.27%-428.7pp |
| Employer contribution / active EE | $589 | $3,273-82.0% | $3,008-80.4% | $4,741-87.6% |
| Participant deferral / active EE | $1,034 | $4,802-78.5% | $4,395-76.5% | $6,401-83.8% |
| Admin fee / account holder | $4,262 | $5,977-28.7% | $5,325-20.0% | $11,429-62.7% |