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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,930 | $100,895-55.5% | $90,430-50.3% | $158,950-71.7% |
| Participation rate | 28.6% | 75.0%-46.5pp | 72.7%-44.1pp | 82.0%-53.4pp |
| Annual return | 7.58% | 1725.54%-1718.0pp | 1293.73%-1286.2pp | 302.91%-295.3pp |
| Employer contribution / active EE | $653 | $3,689-82.3% | $3,262-80.0% | $4,762-86.3% |
| Participant deferral / active EE | $1,151 | $4,347-73.5% | $3,963-70.9% | $5,983-80.8% |
| Admin fee / account holder | $50,633 | $6,505+678.3% | $5,613+802.0% | $11,248+350.1% |