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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,930 | $100,911-55.5% | $90,440-50.3% | $158,966-71.7% |
| Participation rate | 28.6% | 75.0%-46.5pp | 72.7%-44.1pp | 82.0%-53.4pp |
| Annual return | 7.58% | 1726.62%-1719.0pp | 1294.38%-1286.8pp | 302.95%-295.4pp |
| Employer contribution / active EE | $653 | $3,690-82.3% | $3,263-80.0% | $4,762-86.3% |
| Participant deferral / active EE | $1,151 | $4,348-73.5% | $3,964-71.0% | $5,983-80.8% |
| Admin fee / account holder | $50,633 | $6,507+678.1% | $5,615+801.8% | $11,250+350.1% |