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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,947 | $99,994-45.0% | $146,643-62.5% | $85,847-36.0% |
| Participation rate | 54.8% | 73.1%-18.2pp | 80.1%-25.2pp | 69.3%-14.5pp |
| Annual return | 18.60% | 18.93%-0.3pp | 22.75%-4.1pp | 318.61%-300.0pp |
| Employer contribution / active EE | $1,703 | $2,559-33.5% | $4,137-58.8% | $2,565-33.6% |
| Participant deferral / active EE | $3,016 | $4,006-24.7% | $5,506-45.2% | $3,952-23.7% |
| Admin fee / account holder | $2,023 | $7,703-73.7% | $10,280-80.3% | $6,261-67.7% |