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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,570 | $83,485-58.6% | $125,192-72.4% | $72,975-52.6% |
| Participation rate | 50.0% | 73.3%-23.3pp | 79.8%-29.8pp | 69.5%-19.5pp |
| Annual return | 25.77% | 25.77%0pp | 43.79%-18.0pp | 81.01%-55.2pp |
| Employer contribution / active EE | $1,310 | $2,346-44.1% | $3,866-66.1% | $2,440-46.3% |
| Participant deferral / active EE | $2,241 | $3,586-37.5% | $4,937-54.6% | $3,608-37.9% |
| Admin fee / account holder | $2,448 | $5,518-55.6% | $9,704-74.8% | $5,124-52.2% |