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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,397 | $65,704-69.0% | $94,229-78.4% | $59,633-65.8% |
| Participation rate | 76.9% | 72.1%+4.8pp | 78.8%-1.8pp | 68.7%+8.3pp |
| Annual return | 24.02% | 5.22%+18.8pp | 10.68%+13.3pp | 2041.45%-2017.4pp |
| Employer contribution / active EE | $2,291 | $2,021+13.4% | $3,587-36.1% | $2,203+4.0% |
| Participant deferral / active EE | $2,825 | $3,143-10.1% | $4,320-34.6% | $3,192-11.5% |
| Admin fee / account holder | $311 | $4,265-92.7% | $6,269-95.0% | $4,297-92.8% |