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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,168 | $78,707-62.9% | $117,861-75.3% | $70,126-58.4% |
| Participation rate | 58.1% | 73.2%-15.1pp | 79.7%-21.5pp | 69.5%-11.4pp |
| Annual return | 16.99% | 23.30%-6.3pp | 335.11%-318.1pp | 73.15%-56.2pp |
| Employer contribution / active EE | $1,380 | $2,223-37.9% | $3,786-63.5% | $2,343-41.1% |
| Participant deferral / active EE | $2,026 | $3,297-38.6% | $4,482-54.8% | $3,332-39.2% |
| Admin fee / account holder | $1,220 | $5,066-75.9% | $8,021-84.8% | $4,645-73.7% |