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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,007 | $72,404-59.9% | $110,243-73.7% | $64,173-54.8% |
| Participation rate | 55.1% | 73.3%-18.2pp | 79.8%-24.7pp | 69.6%-14.5pp |
| Annual return | 1.85% | -6.29%+8.1pp | 314.76%-312.9pp | 7.63%-5.8pp |
| Employer contribution / active EE | $1,458 | $2,282-36.1% | $3,827-61.9% | $2,381-38.8% |
| Participant deferral / active EE | $2,410 | $3,469-30.5% | $4,672-48.4% | $3,470-30.5% |
| Admin fee / account holder | $3,210 | $5,664-43.3% | $8,548-62.5% | $4,887-34.3% |