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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,841 | $92,743+14.1% | $82,744+27.9% | $134,532-21.3% |
| Participation rate | 30.8% | 75.2%-44.4pp | 72.6%-41.8pp | 81.2%-50.5pp |
| Annual return | -14.67% | 946.63%-961.3pp | 702.22%-716.9pp | 418.27%-432.9pp |
| Employer contribution / active EE | $446 | $3,273-86.4% | $3,008-85.2% | $4,741-90.6% |
| Participant deferral / active EE | $1,124 | $4,802-76.6% | $4,395-74.4% | $6,401-82.4% |
| Admin fee / account holder | $2,183 | $5,977-63.5% | $5,325-59.0% | $11,429-80.9% |