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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,940 | $100,938+7.9% | $90,461+20.4% | $158,982-31.5% |
| Participation rate | 28.6% | 75.0%-46.5pp | 72.7%-44.1pp | 82.0%-53.4pp |
| Annual return | 10.14% | 1727.20%-1717.1pp | 1294.76%-1284.6pp | 302.99%-292.9pp |
| Employer contribution / active EE | $441 | $3,691-88.0% | $3,264-86.5% | $4,763-90.7% |
| Participant deferral / active EE | $2,003 | $4,350-53.9% | $3,964-49.5% | $5,983-66.5% |
| Admin fee / account holder | $468 | $6,510-92.8% | $5,617-91.7% | $11,252-95.8% |