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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,699 | $103,008-10.0% | $90,304+2.7% | $152,897-39.4% |
| Participation rate | 28.6% | 75.9%-47.3pp | 73.3%-44.7pp | 82.5%-53.9pp |
| Annual return | 14.62% | 95.22%-80.6pp | 78.13%-63.5pp | 345.43%-330.8pp |
| Employer contribution / active EE | $259 | $3,139-91.7% | $2,855-90.9% | $4,764-94.6% |
| Participant deferral / active EE | $1,363 | $4,281-68.2% | $3,885-64.9% | $5,851-76.7% |
| Admin fee / account holder | $467 | $6,175-92.4% | $5,354-91.3% | $11,599-96.0% |