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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,642 | $99,031-1.4% | $86,597+12.8% | $147,585-33.8% |
| Participation rate | 27.3% | 76.3%-49.1pp | 73.5%-46.3pp | 82.8%-55.6pp |
| Annual return | 10.41% | 1312.56%-1302.1pp | 964.96%-954.5pp | 578.57%-568.2pp |
| Employer contribution / active EE | $629 | $3,132-79.9% | $2,840-77.8% | $4,876-87.1% |
| Participant deferral / active EE | $1,082 | $3,972-72.8% | $3,609-70.0% | $5,439-80.1% |
| Admin fee / account holder | $1,295 | $5,711-77.3% | $4,906-73.6% | $10,885-88.1% |