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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,928 | $90,486-24.9% | $78,676-13.7% | $273,972-75.2% |
| Participation rate | 27.3% | 76.5%-49.2pp | 73.6%-46.3pp | 83.0%-55.7pp |
| Annual return | 6.24% | 75.62%-69.4pp | 62.19%-56.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $669 | $3,175-78.9% | $2,850-76.5% | $4,869-86.2% |
| Participant deferral / active EE | $2,173 | $3,901-44.3% | $3,517-38.2% | $5,287-58.9% |
| Admin fee / account holder | $325 | $5,263-93.8% | $4,510-92.8% | $10,133-96.8% |