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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,145 | $90,607+6.1% | $79,467+21.0% | $135,380-29.0% |
| Participation rate | 25.0% | 76.0%-51.0pp | 73.3%-48.3pp | 82.6%-57.6pp |
| Annual return | -4.95% | 977.74%-982.7pp | 718.30%-723.2pp | 519.81%-524.8pp |
| Employer contribution / active EE | $459 | $3,068-85.0% | $2,800-83.6% | $4,779-90.4% |
| Participant deferral / active EE | $651 | $4,050-83.9% | $3,704-82.4% | $5,609-88.4% |
| Admin fee / account holder | $531 | $5,895-91.0% | $5,104-89.6% | $10,828-95.1% |