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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,971 | $124,187+56.2% | $108,410+78.9% | $167,518+15.8% |
| Participation rate | 80.0% | 82.3%-2.3pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 16.19% | 1379.80%-1363.6pp | 905.34%-889.1pp | 478.71%-462.5pp |
| Employer contribution / active EE | $2,680 | $4,187-36.0% | $3,558-24.7% | $4,838-44.6% |
| Participant deferral / active EE | $6,439 | $6,908-6.8% | $6,562-1.9% | $6,342+1.5% |
| Admin fee / account holder | $3,893 | $9,456-58.8% | $7,296-46.6% | $12,312-68.4% |