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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,139 | $70,486+90.3% | $100,535+33.4% | $79,856+68.0% |
| Participation rate | 80.0% | 73.6%+6.4pp | 79.4%+0.6pp | 69.6%+10.4pp |
| Annual return | 36.94% | 21.90%+15.0pp | 30.90%+6.0pp | 31.71%+5.2pp |
| Employer contribution / active EE | $2,463 | $2,165+13.8% | $3,419-28.0% | $2,471-0.4% |
| Participant deferral / active EE | $4,994 | $5,182-3.6% | $6,271-20.4% | $3,741+33.5% |
| Admin fee / account holder | $1,040 | $4,480-76.8% | $8,085-87.1% | $5,306-80.4% |