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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,351 | $107,666+194.8% | $102,184+210.6% | $154,746+105.1% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 16.04% | 29.33%-13.3pp | 31.58%-15.5pp | 172.34%-156.3pp |
| Employer contribution / active EE | $3,859 | $3,846+0.3% | $3,594+7.4% | $4,379-11.9% |
| Participant deferral / active EE | $9,549 | $8,719+9.5% | $8,309+14.9% | $6,730+41.9% |
| Admin fee / account holder | $1,475 | $12,943-88.6% | $11,609-87.3% | $14,365-89.7% |