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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,860 | $105,145+99.6% | $94,664+121.7% | $139,466+50.5% |
| Participation rate | 88.2% | 82.4%+5.9pp | 80.8%+7.4pp | 80.3%+7.9pp |
| Annual return | 22.22% | 38.09%-15.9pp | 156.84%-134.6pp | 373.66%-351.4pp |
| Employer contribution / active EE | $3,024 | $4,107-26.4% | $3,673-17.7% | $4,754-36.4% |
| Participant deferral / active EE | $6,921 | $7,599-8.9% | $7,417-6.7% | $6,712+3.1% |
| Admin fee / account holder | $4,131 | $8,972-54.0% | $7,222-42.8% | $11,409-63.8% |