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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,678 | $108,897+135.7% | $100,378+155.7% | $145,877+76.0% |
| Participation rate | 86.7% | 83.0%+3.7pp | 81.5%+5.2pp | 80.3%+6.4pp |
| Annual return | 17.86% | 58.17%-40.3pp | 49.41%-31.6pp | 551.28%-533.4pp |
| Employer contribution / active EE | $3,295 | $4,420-25.5% | $3,942-16.4% | $4,663-29.3% |
| Participant deferral / active EE | $7,433 | $8,455-12.1% | $8,087-8.1% | $6,691+11.1% |
| Admin fee / account holder | $18,792 | $9,690+93.9% | $7,899+137.9% | $13,402+40.2% |