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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,277 | $111,535-74.6% | $105,223-73.1% | $137,256-79.4% |
| Participation rate | 76.9% | 78.1%-1.2pp | 75.0%+1.9pp | 80.0%-3.0pp |
| Annual return | 8.87% | 237.85%-229.0pp | 180.65%-171.8pp | 220.34%-211.5pp |
| Employer contribution / active EE | $996 | $3,939-74.7% | $3,689-73.0% | $4,156-76.0% |
| Participant deferral / active EE | $3,465 | $5,500-37.0% | $5,072-31.7% | $6,407-45.9% |
| Admin fee / account holder | $13,104 | $9,721+34.8% | $8,859+47.9% | $12,270+6.8% |