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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,277 | $129,737-78.2% | $119,126-76.3% | $154,746-81.7% |
| Participation rate | 76.9% | 78.9%-1.9pp | 75.8%+1.2pp | 80.7%-3.8pp |
| Annual return | 8.87% | 379.08%-370.2pp | 282.11%-273.2pp | 172.34%-163.5pp |
| Employer contribution / active EE | $996 | $4,375-77.2% | $4,034-75.3% | $4,379-77.3% |
| Participant deferral / active EE | $3,465 | $5,842-40.7% | $5,318-34.8% | $6,730-48.5% |
| Admin fee / account holder | $13,104 | $11,961+9.6% | $10,693+22.5% | $14,365-8.8% |