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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,918 | $115,810-55.2% | $101,271-48.7% | $158,966-67.3% |
| Participation rate | 83.3% | 79.4%+4.0pp | 75.8%+7.5pp | 82.0%+1.4pp |
| Annual return | 21.37% | 56.15%-34.8pp | 46.48%-25.1pp | 302.95%-281.6pp |
| Employer contribution / active EE | $790 | $4,175-81.1% | $3,660-78.4% | $4,762-83.4% |
| Participant deferral / active EE | $2,503 | $4,958-49.5% | $4,371-42.7% | $5,983-58.2% |
| Admin fee / account holder | $3,785 | $7,248-47.8% | $5,948-36.4% | $11,250-66.4% |