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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,780 | $176,786-82.6% | $146,643-79.0% | $167,536-81.6% |
| Participation rate | 83.3% | 83.6%-0.3pp | 80.1%+3.3pp | 82.1%+1.2pp |
| Annual return | 18.56% | 24.04%-5.5pp | 22.75%-4.2pp | 478.82%-460.3pp |
| Employer contribution / active EE | $1,793 | $5,161-65.3% | $4,137-56.7% | $4,839-63.0% |
| Participant deferral / active EE | $3,899 | $6,440-39.5% | $5,506-29.2% | $6,342-38.5% |
| Admin fee / account holder | $24,643 | $13,262+85.8% | $10,280+139.7% | $12,315+100.1% |