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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,272 | $142,392-78.7% | $119,622-74.7% | $134,532-77.5% |
| Participation rate | 78.6% | 82.8%-4.3pp | 79.3%-0.7pp | 81.2%-2.7pp |
| Annual return | -21.08% | -12.46%-8.6pp | -14.98%-6.1pp | 418.27%-439.3pp |
| Employer contribution / active EE | $2,467 | $5,224-52.8% | $4,232-41.7% | $4,741-48.0% |
| Participant deferral / active EE | $4,491 | $6,467-30.6% | $5,601-19.8% | $6,401-29.8% |
| Admin fee / account holder | $2,589 | $13,593-81.0% | $10,328-74.9% | $11,429-77.3% |