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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,906 | $166,131-68.2% | $164,975-67.9% | $145,877-63.7% |
| Participation rate | 52.9% | 82.0%-29.1pp | 78.6%-25.7pp | 80.3%-27.4pp |
| Annual return | 19.84% | 100.37%-80.5pp | 70.12%-50.3pp | 551.28%-531.4pp |
| Employer contribution / active EE | $1,765 | $5,276-66.5% | $4,343-59.3% | $4,663-62.1% |
| Participant deferral / active EE | $3,078 | $6,962-55.8% | $6,033-49.0% | $6,691-54.0% |
| Admin fee / account holder | $17,474 | $16,648+5.0% | $12,688+37.7% | $13,402+30.4% |