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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,582 | $154,193-67.8% | $130,045-61.9% | $139,466-64.4% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.5%-11.8pp | 80.3%-13.7pp |
| Annual return | 20.81% | 32.51%-11.7pp | -137.30%+158.1pp | 373.66%-352.9pp |
| Employer contribution / active EE | $2,099 | $5,292-60.3% | $4,321-51.4% | $4,754-55.9% |
| Participant deferral / active EE | $3,549 | $6,709-47.1% | $5,820-39.0% | $6,712-47.1% |
| Admin fee / account holder | $8,834 | $13,989-36.9% | $10,600-16.7% | $11,409-22.6% |