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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,128 | $144,130-77.0% | $117,861-71.9% | $147,586-77.6% |
| Participation rate | 71.4% | 83.4%-12.0pp | 79.7%-8.2pp | 82.8%-11.4pp |
| Annual return | 16.42% | 531.20%-514.8pp | 335.11%-318.7pp | 578.59%-562.2pp |
| Employer contribution / active EE | $1,369 | $4,897-72.0% | $3,786-63.8% | $4,876-71.9% |
| Participant deferral / active EE | $2,891 | $5,316-45.6% | $4,482-35.5% | $5,439-46.8% |
| Admin fee / account holder | $3,714 | $10,887-65.9% | $8,021-53.7% | $10,886-65.9% |