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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,549 | $67,602+13.2% | $82,312-7.0% | $70,126+9.2% |
| Participation rate | 59.0% | 72.8%-13.8pp | 76.9%-17.9pp | 69.5%-10.6pp |
| Annual return | 12.57% | 21.57%-9.0pp | 25.88%-13.3pp | 73.15%-60.6pp |
| Employer contribution / active EE | $1,850 | $1,755+5.4% | $2,428-23.8% | $2,343-21.0% |
| Participant deferral / active EE | $2,675 | $2,987-10.5% | $3,706-27.8% | $3,332-19.7% |
| Admin fee / account holder | $15,989 | $4,512+254.4% | $5,608+185.1% | $4,645+244.2% |