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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,956 | $62,583+11.8% | $76,767-8.9% | $64,173+9.0% |
| Participation rate | 60.0% | 72.8%-12.8pp | 77.0%-17.0pp | 69.6%-9.6pp |
| Annual return | -4.84% | -1.95%-2.9pp | 2.43%-7.3pp | 7.63%-12.5pp |
| Employer contribution / active EE | $1,725 | $1,832-5.8% | $2,485-30.6% | $2,381-27.5% |
| Participant deferral / active EE | $2,753 | $3,145-12.5% | $3,852-28.5% | $3,470-20.7% |
| Admin fee / account holder | $2,044 | $4,667-56.2% | $6,675-69.4% | $4,887-58.2% |