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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,994 | $78,423+2.0% | $95,964-16.6% | $79,856+0.2% |
| Participation rate | 66.7% | 73.5%-6.8pp | 77.1%-10.4pp | 69.6%-3.0pp |
| Annual return | 27.70% | 19.37%+8.3pp | 91.64%-63.9pp | 31.71%-4.0pp |
| Employer contribution / active EE | $1,444 | $1,945-25.8% | $2,541-43.2% | $2,471-41.6% |
| Participant deferral / active EE | $2,742 | $3,440-20.3% | $4,167-34.2% | $3,741-26.7% |
| Admin fee / account holder | $639 | $5,622-88.6% | $6,797-90.6% | $5,306-88.0% |