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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,722 | $72,486-8.0% | $87,103-23.4% | $72,976-8.6% |
| Participation rate | 58.1% | 72.8%-14.7pp | 76.9%-18.7pp | 69.5%-11.3pp |
| Annual return | 19.12% | 24.46%-5.3pp | 28.19%-9.1pp | 81.02%-61.9pp |
| Employer contribution / active EE | $1,341 | $1,894-29.2% | $2,521-46.8% | $2,440-45.0% |
| Participant deferral / active EE | $2,441 | $3,270-25.3% | $4,049-39.7% | $3,608-32.3% |
| Admin fee / account holder | $19,856 | $5,055+292.8% | $7,491+165.0% | $5,124+287.5% |