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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,490 | $60,349+20.1% | $74,184-2.3% | $62,881+15.3% |
| Participation rate | 60.0% | 72.7%-12.7pp | 76.6%-16.6pp | 69.3%-9.3pp |
| Annual return | 0.00% | 21.38%-21.4pp | 17.74%-17.7pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,628 | $1,680-3.1% | $2,370-31.3% | $2,281-28.6% |
| Participant deferral / active EE | $2,220 | $2,856-22.3% | $3,550-37.5% | $3,203-30.7% |
| Admin fee / account holder | $4,137 | $4,261-2.9% | $5,586-25.9% | $4,296-3.7% |