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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,534 | $74,535-4.0% | $100,712-29.0% | $82,637-13.4% |
| Participation rate | 94.1% | 61.2%+32.9pp | 69.3%+24.8pp | 68.1%+26.1pp |
| Annual return | 12.16% | 18.92%-6.8pp | 33.27%-21.1pp | 53.51%-41.3pp |
| Employer contribution / active EE | $2,409 | $1,503+60.3% | $2,313+4.2% | $2,552-5.6% |
| Participant deferral / active EE | $6,079 | $3,074+97.8% | $4,085+48.8% | $4,126+47.3% |
| Admin fee / account holder | $12,375 | $6,576+88.2% | $9,256+33.7% | $7,339+68.6% |