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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,861 | $71,208-7.5% | $93,681-29.7% | $80,911-18.6% |
| Participation rate | 96.8% | 60.4%+36.4pp | 68.7%+28.0pp | 67.6%+29.1pp |
| Annual return | 6.97% | 11.27%-4.3pp | 133.47%-126.5pp | 35.63%-28.7pp |
| Employer contribution / active EE | $2,935 | $1,564+87.6% | $2,422+21.2% | $2,756+6.5% |
| Participant deferral / active EE | $6,221 | $4,035+54.2% | $4,415+40.9% | $4,297+44.8% |
| Admin fee / account holder | $74,132 | $6,951+966.5% | $8,290+794.2% | $6,935+969.0% |