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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,276 | $48,364+70.1% | $71,796+14.6% | $62,881+30.8% |
| Participation rate | 93.3% | 60.6%+32.7pp | 69.1%+24.2pp | 69.3%+24.0pp |
| Annual return | -2.12% | 13.16%-15.3pp | 78.04%-80.2pp | 20.14%-22.3pp |
| Employer contribution / active EE | $2,127 | $1,042+104.2% | $1,924+10.5% | $2,281-6.7% |
| Participant deferral / active EE | $4,414 | $2,091+111.1% | $2,794+57.9% | $3,203+37.8% |
| Admin fee / account holder | $1,782 | $3,771-52.8% | $4,815-63.0% | $4,296-58.5% |