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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,131 | $65,027+86.3% | $90,970+33.2% | $79,852+51.7% |
| Participation rate | 90.9% | 61.6%+29.3pp | 69.0%+21.9pp | 69.6%+21.3pp |
| Annual return | 3.91% | 30.45%-26.5pp | 134.58%-130.7pp | 31.72%-27.8pp |
| Employer contribution / active EE | $2,471 | $1,247+98.1% | $2,122+16.4% | $2,4710% |
| Participant deferral / active EE | $5,461 | $2,512+117.4% | $3,373+61.9% | $3,740+46.0% |
| Admin fee / account holder | $3,209 | $4,535-29.2% | $5,960-46.2% | $5,306-39.5% |