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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,500 | $65,575+99.0% | $86,209+51.4% | $75,181+73.6% |
| Participation rate | 96.6% | 60.5%+36.1pp | 69.0%+27.6pp | 67.2%+29.4pp |
| Annual return | 5.28% | 46.07%-40.8pp | 1169.05%-1163.8pp | 160.69%-155.4pp |
| Employer contribution / active EE | $2,465 | $1,553+58.7% | $2,381+3.5% | $2,671-7.7% |
| Participant deferral / active EE | $6,194 | $3,023+104.9% | $3,986+55.4% | $4,126+50.1% |
| Admin fee / account holder | $12,606 | $5,470+130.5% | $6,853+84.0% | $5,650+123.1% |