Retirement plan

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Name: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER - RIVER GARDEN 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RIVER GARDEN 401(K) PROFIT SHARING PLAN, RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER

RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTEREIN 59-0624438Plan #002PY 2016

11401 OLD ST. AUGUSTINE ROAD - JACKSONVILLE, FL 322581402904-260-1818

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$8.9M

+8.0% from 2015

Total participants

445

-30.5% from 2015

Average account balance

$22,944

+59.3% from 2015

Annual return

9.93%

+11.58 pp from 2015

Benchmarks

See 3,733 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,733 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

409

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

77.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NORTHWESTERN MUTUAL INVESTMENT SERV1 year Service code 55 · EIN 52-2114207 245 RIVERSIDE AVE SUITE 100 · JACKSONVILLE, FL 322024930	Other Commissions	$44,703
EPIC RETIREMENT PLAN SERVICES1 year Filed as: LBA RETIREMENT PLAN SERVICES Service code 12 · EIN 59-3559193 501 RIVERSIDE AVE SUITE 800 · JACKSONVILLE, FL 322024939	Contract Administrator; Claims proces...	$27,167
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 64 · EIN 22-2712853 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$8,535

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$3K

$9 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.035%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOORE STEPHENS LOVELACE, P.A.
Auditor EIN: 593070669
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,944

$36,916-37.8%

$156,551-85.3%

$57,658-60.2%

Participation rate

82.0%

63.4%+18.5pp

84.0%-2.1pp

70.2%+11.7pp

Annual return

9.93%

12.38%-2.4pp

32.23%-22.3pp

5.13%+4.8pp

Employer contribution / active EE

$691

$1,571-56.0%

$5,501-87.4%

$1,974-65.0%

Participant deferral / active EE

$1,351

$1,926-29.8%

$4,871-72.3%

$3,061-55.8%

Admin fee / account holder

$82-90.3%

$13,028-99.9%

$95-91.5%

Provider

Service type

Compensation

NORTHWESTERN MUTUAL INVESTMENT SERV1 year

Service code 55 · EIN 52-2114207

245 RIVERSIDE AVE SUITE 100 · JACKSONVILLE, FL 322024930

Other Commissions

$44,703

EPIC RETIREMENT PLAN SERVICES1 year

Filed as: LBA RETIREMENT PLAN SERVICES

Service code 12 · EIN 59-3559193

501 RIVERSIDE AVE SUITE 800 · JACKSONVILLE, FL 322024939

Contract Administrator; Claims proces...

$27,167

AMERICAN FUNDS1 year

Filed as: CAPITAL RESEARCH & MANAGEMENT CO.

Service code 64 · EIN 22-2712853

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$8,535

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion