Retirement plan

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Name: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER - RIVER GARDEN 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RIVER GARDEN 401(K) PROFIT SHARING PLAN, RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER

RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTEREIN 59-0624438Plan #002PY 2019

11401 OLD ST. AUGUSTINE ROAD - JACKSONVILLE, FL 322581402904-260-1818

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$13M

+21.9% from 2018

Total participants

517

+6.6% from 2018

Average account balance

$28,361

+15.5% from 2018

Annual return

18.94%

+22.08 pp from 2018

Benchmarks

See 3,878 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,878 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

409

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

77.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BDO USA, LLP3 years Service code 12 501 RIVERSIDE AVE STE 800 · JACKSONVILLE, FL 32202	Claims processing; Participant loan p...	$9,695
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMEN PLAN SVS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 23510	Recordkeeping Fees	$5,161

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$4K

$10 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.027%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MSL, P.A.
Auditor EIN: 593070669
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,361

$62,928-54.9%

$172,753-83.6%

$67,582-58.0%

Participation rate

83.7%

64.5%+19.3pp

82.6%+1.1pp

71.3%+12.5pp

Annual return

18.94%

30.36%-11.4pp

803.00%-784.1pp

378.57%-359.6pp

Employer contribution / active EE

$777

$1,636-52.5%

$5,144-84.9%

$2,148-63.8%

Participant deferral / active EE

$1,615

$2,145-24.7%

$5,198-68.9%

$3,539-54.4%

Admin fee / account holder

$167-95.4%

$13,956-99.9%

$142-94.6%

Provider

Service type

Compensation

BDO USA, LLP3 years

Service code 12

501 RIVERSIDE AVE STE 800 · JACKSONVILLE, FL 32202

Claims processing; Participant loan p...

$9,695

AMERICAN FUNDS1 year

Filed as: CAPITAL GROUP RETIREMEN PLAN SVS

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 23510

Recordkeeping Fees

$5,161

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion