Retirement plan

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Name: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER - RIVER GARDEN 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RIVER GARDEN 401(K) PROFIT SHARING PLAN, RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER

RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTEREIN 59-0624438Plan #002PY 2018

11401 OLD ST. AUGUSTINE ROAD - JACKSONVILLE, FL 322581402904-260-1818

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$10.7M

-0.6% from 2017

Total participants

485

-9.7% from 2017

Average account balance

$24,562

+10.6% from 2017

Annual return

-3.14%

-18.66 pp from 2017

Benchmarks

See 3,850 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,850 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

409

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

77.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BDO USA, LLP2 years Service code 12 501 RIVERSIDE AVE STE 800 · JACKSONVILLE, FL 32202	Contract Administrator; Participant l...	$16,801
AMERICAN FUNDS3 years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$6,799

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$4K

$11 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.034%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOORE STEPHENS LOVELACE, P.A.
Auditor EIN: 593070669
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,562

$37,196-34.0%

$154,108-84.1%

$55,725-55.9%

Participation rate

85.2%

64.1%+21.1pp

83.0%+2.2pp

70.9%+14.4pp

Annual return

-3.14%

1319.68%-1322.8pp

735.21%-738.3pp

244.93%-248.1pp

Employer contribution / active EE

$708

$1,614-56.1%

$5,298-86.6%

$2,078-65.9%

Participant deferral / active EE

$1,598

$2,068-22.7%

$5,081-68.6%

$3,356-52.4%

Admin fee / account holder

$102-91.7%

$13,411-99.9%

$115-92.7%

Provider

Service type

Compensation

BDO USA, LLP2 years

Service code 12

501 RIVERSIDE AVE STE 800 · JACKSONVILLE, FL 32202

Contract Administrator; Participant l...

$16,801

AMERICAN FUNDS3 years

Filed as: CAPITAL RESEARCH & MANAGEMENT CO.

Service code 64

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$6,799

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion