Retirement plan

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Name: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER - RIVER GARDEN 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RIVER GARDEN 401(K) PROFIT SHARING PLAN, RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTER

RIVER GARDEN HEBREW HOME/WOLFSON HEALTH & AGING CENTEREIN 59-0624438Plan #002PY 2015

11401 OLD ST. AUGUSTINE ROAD - JACKSONVILLE, FL 322581402904-260-1818

Prospect flagsLow returnsHigh cash

How to read this page

Total assets (EOY)

$8.2M

No prior year

Total participants

640

No prior year

Average account balance

$14,406

No prior year

Annual return

-1.65%

No prior year

Benchmarks

See 3,168 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,168 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

409

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

77.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY1+ years Filed as: JOHN HANCOCK LIFE INS CO USA Service code 15 · EIN 01-0233346 PO BOX 7247-7122 · PHILADELPHIA, PA 191707122	Recordkeeping	$1,400
NORTHWESTERN MUTUAL INVESTMENT SERV1+ years Filed as: NORTHWESTERN MUTUAL LIFE INS CO Service code 63 · EIN 52-2114207 720 EAST WISCONSIN AVE · MILWAUKEE, WI 53202	12b-1 Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$1K

$4 / participant

Contract admin$1K100.0%

% of EOY assets

0.017%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOORE STEPHENS LOVELACE, P.A.
Auditor EIN: 593070669
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$14,406

$37,117-61.2%

$147,617-90.2%

$55,191-73.9%

Participation rate

80.1%

63.6%+16.4pp

84.6%-4.6pp

69.2%+10.9pp

Annual return

-1.65%

3.44%-5.1pp

61.98%-63.6pp

10.78%-12.4pp

Employer contribution / active EE

$575

$1,620-64.5%

$5,564-89.7%

$1,899-69.7%

Participant deferral / active EE

$1,153

$1,985-41.9%

$4,895-76.4%

$3,046-62.1%

Admin fee / account holder

$86-97.1%

$11,612-100.0%

$91-97.3%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY1+ years

Filed as: JOHN HANCOCK LIFE INS CO USA

Service code 15 · EIN 01-0233346

PO BOX 7247-7122 · PHILADELPHIA, PA 191707122

Recordkeeping

$1,400

NORTHWESTERN MUTUAL INVESTMENT SERV1+ years

Filed as: NORTHWESTERN MUTUAL LIFE INS CO

Service code 63 · EIN 52-2114207

720 EAST WISCONSIN AVE · MILWAUKEE, WI 53202

12b-1 Fees

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RIVER GARDEN 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion