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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,063 | $166,089-66.8% | $164,928-66.6% | $145,978-62.3% |
| Participation rate | 64.7% | 82.0%-17.3pp | 78.6%-13.9pp | 80.3%-15.6pp |
| Annual return | 17.86% | 100.26%-82.4pp | 70.08%-52.2pp | 550.52%-532.7pp |
| Employer contribution / active EE | $2,767 | $5,276-47.6% | $4,343-36.3% | $4,662-40.6% |
| Participant deferral / active EE | $3,639 | $6,961-47.7% | $6,034-39.7% | $6,690-45.6% |
| Admin fee / account holder | $195 | $16,641-98.8% | $12,684-98.5% | $13,400-98.5% |