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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,063 | $166,242-66.9% | $165,071-66.6% | $145,884-62.3% |
| Participation rate | 64.7% | 82.0%-17.3pp | 78.6%-13.9pp | 80.3%-15.6pp |
| Annual return | 17.86% | 100.44%-82.6pp | 70.17%-52.3pp | 551.85%-534.0pp |
| Employer contribution / active EE | $2,767 | $5,283-47.6% | $4,347-36.4% | $4,662-40.7% |
| Participant deferral / active EE | $3,639 | $6,964-47.8% | $6,035-39.7% | $6,690-45.6% |
| Admin fee / account holder | $195 | $16,658-98.8% | $12,695-98.5% | $13,392-98.5% |