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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,774 | $135,645-73.6% | $110,243-67.5% | $135,379-73.6% |
| Participation rate | 57.1% | 83.5%-26.3pp | 79.8%-22.7pp | 82.6%-25.5pp |
| Annual return | -7.67% | 513.24%-520.9pp | 314.76%-322.4pp | 519.79%-527.5pp |
| Employer contribution / active EE | $2,887 | $4,907-41.2% | $3,827-24.6% | $4,779-39.6% |
| Participant deferral / active EE | $3,362 | $5,507-39.0% | $4,672-28.1% | $5,609-40.1% |
| Admin fee / account holder | $6,713 | $11,458-41.4% | $8,548-21.5% | $10,828-38.0% |