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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,703 | $131,835-75.2% | $108,582-69.9% | $273,972-88.1% |
| Participation rate | 64.7% | 83.5%-18.7pp | 79.6%-14.9pp | 83.0%-18.3pp |
| Annual return | 10.72% | -91.57%+102.3pp | -51.70%+62.4pp | 41.46%-30.7pp |
| Employer contribution / active EE | $2,524 | $4,913-48.6% | $3,758-32.8% | $4,869-48.2% |
| Participant deferral / active EE | $3,081 | $5,127-39.9% | $4,311-28.5% | $5,287-41.7% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |